Woman who had issues signing up for ACA now says it's worth it - WBTV 3 News, Weather, Sports, and Traffic for Charlotte, NC

Woman who had issues signing up for ACA now says it's worth it

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People have just one more week until March 31 to sign up for coverage under the Affordable Care Act, or "Obamacare."

There have been many deadlines related to the Affordable Care Act, and things have changed along the way since the rollout this past fall. But according to the law, if you don't have health insurance after the deadline on Monday, you will have to pay a fine of 95 dollars or 1% of your household income, whatever is higher.

At Central Piedmont Community College in Charlotte, there are students who are still on their parents' plans or who qualify for medicaid.  Eric Smith of Rutherfordton has no health insurance, he's focused on his studies.

"I'm pretty good with deadlines," said Smith.

But the Affordable Care Act deadline of March 31st, isn't a priority for him.

"I don't think I can afford health insurance right now.  I feel that I'm young enough still.  I take plenty of caution," said Smith.

In North Carolina, over 200 thousand people signed up for health insurance through the government web site, healthcare.gov. But only 25% of those who signed up are in the 18 to 34 year old range. Someone out of that range, Glenna Kaplan, said she's glad she signed up before January 1.

"It took me months and months and months to get on," said Kaplan of Lincoln County, "And actually it's still kind of messed up because they keep sending me emails saying I need to sign up before their deadline is over."

WBTV talked to Glenna Kaplan when she was having issues signing up back in December (read that story here). But she decided to be persistent since she's hasn't had health care for over 12 years. Since January she's been to the doctor for a blown out knee and for a check up.

"I would have had to just suffer with it and it hurts really really bad wakes me up at night.  I got the injection so it doesn't bother me now," said Kaplan, "After I went to the doctor after I had insurance, I found out I have really high blood pressure and there's nothing I could do about that myself cause I didn't know. I wasn't aware.  That's kind of life threatening."

Kaplan is urging others to do the same. "It's worth it to get care because things could be wrong with you that you don't know about," said Kaplan.

The Obama administration has been reaching out through ads and social media to people in the 18 to 34 age range. People in that range are more likely to be healthy and insurance companies need them for premiums to stay affordable.

If you sign up by March 31st your coverage starts May 1st.  If you miss the March 31st deadline, and don't have health insurance this year you will have to pay a fine in 2015 when you file your 2014 taxes.

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