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2013 resolutions for college students

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CHARLOTTE, NC (WBTV) -

Many college students will soon be heading back to school, and the New Year is a perfect time to make some resolutions for the college year.

To start 2013 off with a bang here are some ideas to get you started.

Rebecca Cody with the UNC Charlotte Career Center says resolution number one is to get wise about student loans.

"Certainly being aware of what they are borrowing, what the terms are and also being aware of other options out there for financing," said Cody.

Resolution number two should include make saving a priority.

"We do have a very sizeable population of students at UNC Charlotte that work while they are enrolled in school here to help them with their finances," added Cody.

It can be hard to save during college, but Cody says students need to set realistic savings goals and should challenge themselves to put aside a certain amount each month.

And resolution number three is to build good credit.

"Good credit ratings are important to employers," said Cody.

"Some employers will do credit checks as part of the hiring process."

You may be surprised with how just a few adjustments can make a big difference.

The Career Center at UNC Charlotte also recommends students keep track of their expenses and know exactly what they're spending.

This makes it easier to stay within your budget.

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