Tuesday, April 20 2010 11:21 PM EDT2010-04-21 03:21:00 GMT
31 people are in trouble with the law after a three day prostitution sting in Richmond. Police told NBC12 they targeted specific areas where residents and business owners complained about the illegal activity.More >>
Thursday, May 23 2013 9:40 PM EDT2013-05-24 01:40:36 GMT
A Columbia woman has been arrested after a child in her care died over the weekend.Margie Hamm, 34, was arrested and charged with homicide by child abuse, according to the Columbia Police Department.PoliceMore >>
A Columbia woman has been arrested after a child in her care died over the weekend.More >>
Thursday, May 23 2013 6:04 PM EDT2013-05-23 22:04:19 GMT
You'd never get her to admit it, but Nurse Nancy has done something big; something huge. It started as a simple idea after two major national tragedies hit back to back, the Boston Marathon bombing andMore >>
You'd never get her to admit it, but Nurse Nancy has done something big; something huge.More >>
Friday, May 24 2013 11:37 AM EDT2013-05-24 15:37:58 GMT
Police in Salisbury are investigating after they say a man confessed to fatally stabbing his girlfriend and using her blood to draw a heart on a building. According to police, the unidentified man toldMore >>
Police in Salisbury are investigating after they say a man confessed to fatally stabbing his girlfriend and using her blood to draw a heart on a building.More >>
Savannah Nash celebrated her 16th birthday last week. She died Thursday when her car slammed into a semi while she was texting during her first time driving by herself.More >>
CHARLOTTE, NC (WBTV) - Real-estate web site Zillow said Tuesday that rates on 30-year fixed mortgages fell again to a new all-time low, dropping to 3.35% from 3.42% last week.
But many people are having a hard time taking advantage of the rates.
Everette Mode devoted his entire career to one manufacturing company. His wife Teresa was proud of him for it. But then in 2009, that company started out-sourcing overseas.
"After being there 22 years, he lost his job," says Teresa. "And everything started snow-balling after that.
The Modes have two daughters to care for, and house payments to make. They've been consistent with both, and because they've never even been late on their mortgage, they thought refinancing could help until Everette found another job. But they were denied.
"My credit was good then," Everette says bitterly.
Federal government officials want low rates to rehab the economy - to help people stay in their homes. But new reports show the plan isn't working.
"It doesn't make sense to me," Everette says. "What good is having this refinancing stuff if you can't do it?"
Even though mortgage rates keep sinking, approved applications to refinance are falling week after week.
Right now, there are two problems. First, banks are backlogged with refi requests. Second, their standards are incredibly strict.
"We'd never been late on a payment," Teresa says, "and then after we tried to refinance, and we couldn't, then we started getting behind."
Some experts say the only way for refi to work as intended is for banks to loosen their standards. But no one sees that happening anytime soon. Banks were, after all, blamed for the mortgage meltdown because their rules were too loose.
"Still," says Teresa, "Now it's one major problem after another. Bills are piling up. Phone calls...medical problems."
And Everett feels like he can no longer trust the corporate world or the public one.
"I'm trusting in God to take care of us, because I don't know from day to day," Everett says. "But he does."