Breaking down the details of vacation layaway

CHARLOTTE, NC (WBTV) - Some of us pay cash for our vacations.  Others put them on a credit card.  Now there is another option.

Retailer Sears announced this week it will offer a layaway program for vacations, along with other vacation booking services, and it will allow customers to finance their vacations on a Sears credit card.

In a press release the retailer indicates the Sears Vacations site will offer a best price guarantee, no hidden booking fees, and flexible payment options.

We wanted to learn more about the layaway program so we called the customer service hotline and inquired about booking a trip to pay for on layaway.

A customer service representative told us it was only good for a special, limited time, vacation package.  A vacationer would have to book two weeks of travel.

One week must be used at one of many resorts the company partners with around the world.  The second week must be a cruise vacation.

You can book the two weeks back to back or separate them.  You have between 18 and 24 months to take the trips.

According to the customer service representative, the trips are paid on one month at a time with a small monthly service feel.  However, unlike traditional layaway, you can use the resort week before it is completely paid off.

When specifically asked if the layaway program could be used toward any vacation, to an location, for any amount of time, the representative told us no.

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