Stretching Your Dollar... Christmas Savings Plan - | WBTV Charlotte

Stretching Your Dollar... Christmas Savings Plan

Charlotte, NC -

By Maureen O'Boyle - bio | email

CHARLOTTE, NC (WBTV) – If you want to get through this holiday season and not end up with a pile of bills, now is the time to make a budget and start saving. 

David Cove with HF Financial in Charlotte suggests you start with a very clear idea of what your expectations are.

"The first step I would say is to try to figure out what you want Christmas to look like for your family," Cove said.  "The more specific you can get the better.  Try to figure out how much money you will need to have the Christmas you want." 

Cove recommends that once you have the dollar amount figured out, you then need a plan of action on how to save it. 

"Usually, when you make that list a few things jump off the page that you could do without," Cove said.

One of the easiest ways to save is bringing a lunch to work.

"It's very difficult to go out to lunch without spending $10 a day, multiply that times five days then a month, that is $200," Cove said.

As a financial planner, Cove spends his time helping clients prepare for a healthy financial future. 

In this economic downturn he has found people are looking for deeper meaning to the holidays.

"I think one of the benefits of the economy and what we've gone through is people are realizing what is most important and it's about spending time together as family," he said.

Click here for interesting ways to find small savings in your day-to-day life.

Copyright 2010 WBTV. All rights reserved.

  • Local NewsMore>>

  • Officials investigating bike struck in west Charlotte

    Officials investigating bike struck in west Charlotte

    Sunday, June 24 2018 9:00 AM EDT2018-06-24 13:00:39 GMT
    (Fred Craft | WBTV)(Fred Craft | WBTV)
    (Fred Craft | WBTV)(Fred Craft | WBTV)

    Officials are investigating a biker who was struck in west Charlotte Sunday morning. The incident occurred in the 1900 block of Belmeade Drive.  According to police, the road will be blocked off while the investigate the incident.  

    More >>

    Officials are investigating a biker who was struck in west Charlotte Sunday morning. The incident occurred in the 1900 block of Belmeade Drive.  According to police, the road will be blocked off while the investigate the incident.  

    More >>
  • Person shot, killed in Rowan County

    Person shot, killed in Rowan County

    Sunday, June 24 2018 8:40 AM EDT2018-06-24 12:40:15 GMT

    A child was shot and killed in Rowan County Sunday morning. Officials say the shooting happened around 2 a.m. on North Long Street. The name of the child has not been released. It is not known if a suspect has been taken into custody.  

    More >>

    A child was shot and killed in Rowan County Sunday morning. Officials say the shooting happened around 2 a.m. on North Long Street. The name of the child has not been released. It is not known if a suspect has been taken into custody.  

    More >>
  • Two people injured in overnight shooting in south Charlotte

    Two people injured in overnight shooting in south Charlotte

    Sunday, June 24 2018 6:53 AM EDT2018-06-24 10:53:57 GMT
    (Fred Craft | WBTV)(Fred Craft | WBTV)

    Charlotte-Mecklenburg Police Department is investigating a shooting that injured two people in south Charlotte early Sunday morning. Officials say the shooting happened in the 7700 block of England Street around 2 a.m.  

    More >>

    Charlotte-Mecklenburg Police Department is investigating a shooting that injured two people in south Charlotte early Sunday morning. Officials say the shooting happened in the 7700 block of England Street around 2 a.m.  

    More >>
Powered by Frankly